Chase Bank never stops sending these credit card offers. I usually shred them without even bothering to open them. I got yet another offer today that mentioned a 5% cash back. I got curious and opened it. There are many if's and but's on this offer. However, it is interesting to note the seasonal offering of cash back.
The seasonal breakup tells us how average citizens spend money in America. Spring (April to June) is the time for gardening. Summer is travel time. October to December is holiday shopping and family time. January to March is when people fall sick due to flu and other infections.


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